1. Agreement

By creating a DAVI account or using the App, you agree to these Terms and our Privacy Policy. If you do not agree, do not use DAVI.

2. What DAVI is

DAVI is a stock-analysis tool that applies valuation frameworks attributed to well-known investors (the "gurus") to public market data. It produces analytical outputs for your reference. It is not a brokerage, custodian, or investment adviser.

3. Not investment advice

All outputs from DAVI are informational. They are not solicitations, recommendations, or personalised advice. You alone decide whether to buy, sell, or hold any security. We make no warranty as to the accuracy, timeliness, or completeness of any data, valuation, or opinion expressed in the App. Markets are risky; you may lose principal.

4. Eligibility

You must be at least 18 years old and able to form a binding contract under the law of your jurisdiction.

5. Account

You authenticate with Google or Apple. You are responsible for keeping your sign-in account secure. Notify us at team@bnashsandbox.com if you suspect unauthorised access.

6. Acceptable use

• Do not scrape, mirror, or resell DAVI's outputs.
• Do not attempt to bypass authentication, rate limits, or access other users' data.
• Do not use DAVI for unlawful purposes.
• Do not reverse engineer the App except as permitted by applicable law.

7. Intellectual property

DAVI, including its software, valuation models, and content, is owned by the Operator and protected by Thai and international copyright. You retain ownership of data you enter (your portfolio, watchlist). You grant us a limited licence to process that data solely to provide the service.

8. Subscriptions (when offered)

Some features may require a paid subscription. Pricing, billing cycle, and cancellation terms will be presented before purchase. Subscriptions auto-renew unless cancelled at least 24 hours before the renewal date via your Apple or Google account settings. Refund requests are handled by Apple or Google per their respective policies.

9. Termination

You may delete your account at any time from in-app settings. We may suspend or terminate accounts that violate these Terms. On termination, your data is deleted per our Privacy Policy retention rules.

10. Disclaimers

DAVI is provided "as is". We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the App will be uninterrupted, error-free, or that valuation outputs will be accurate.

11. Limitation of liability

To the maximum extent permitted by law, the Operator is not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of DAVI. Our total aggregate liability for any claim is limited to the amount you paid us in the 12 months preceding the claim, or USD 50, whichever is greater.

12. Governing law

These Terms are governed by the laws of Thailand. Disputes will be resolved in the competent courts of Bangkok, Thailand.

13. Changes

We may update these Terms as the App evolves. Material changes will be announced in-app and via email at least 14 days before they take effect.

14. Contact

team@bnashsandbox.com